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Personal Injury Cover and Personal Injury Plus Cover

Extra financial protection and peace of mind available as an optional extra for car insurance

Find out more

Crammed with features and benefits:

Elephant's comprehensive car insurance already includes £5,000 of cover for the policyholder and partner (other named drivers not included), but Personal Injury Cover provides more.

For example, Personal Injury payments could help you offset loss of earnings due to being out of work or help with other unexpected costs following a motor accident.

Who is covered?

Named drivers

We cover the car shown on your policy no matter if it's your or a named driver behind the wheel.

Covered for...

Serious injury

Up to £50,000 of cover against serious injury while in the insured car.

Minor injuries

Cover for minor injuries such as fractures and burns.

Daily Hospital Payment Benefit

£200 (PI) or £400 (PI+) for each 24 hour stay that customer is admitted or treated within A&E at a hospital for bodily injury as a result of their accident.

Extra cover for an accident

Personal Injury Cover runs alongside your Elephant motor insurance.

Of course we hope it never happens, but if you suffer an injury in a car accident, your confidence and lifestyle can take a knock too. Your Elephant car insurance policy already includes £5,000 personal injury cover (comprehensive polices only) but cover is limited to the policyholder and spouse and doesn't include other named drivers.

Adding our Personal Injury Cover provides the extra comfort of up to £50,000, giving you peace of mind and the extra financial protection for you and your family.

Personal Injury payments could help you offset loss of earnings due to being out of work or help with other unexpected costs following a motor accident.

The benefit limit for Personal Injury Plus Cover is up to £100,000.

Buying Personal Injury Cover/Personal Injury Plus Cover

Personal Injury Cover/Personal Injury Plus Cover is normally added when buying your car insurance. Either select the option when you buy online or tell us when you call for a quote.

  • Up to £50,000 or £100,000 extra cover for Personal Injury
    Cover against accidental death, serious injury and minor injuries which includes fractures and burns.
  • Covers the policyholder and named drivers
    Named drivers are covered whether they're driving or just a passenger in the insured car.
  • Protection whilst travelling in other cars
    Provides personal injury cover for policyholders whilst in any other privately insured car in the UK.
  • Covered whether fault or non-fault
    You're covered whether the accident is your fault or not.
  • Uninsured driver protection
    Covers you if you're hit by an uninsured driver.
  • Runs alongside life insurance
    Pays out alongside any other life insurance you may have.

More information

If you want to read more about Elephant Personal Injury Cover/Personal Injury Plus Cover click the link below.