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What if I have convictions?

Some convictions won't affect your insurance premium - so don't worry if you've had parking tickets!

However if you've been convicted of any the offences listed below, you must tell us when you take out or renew insurance with us. If you've been disqualified for drink driving or for other serious offences, some insurers won't insure you. At elephant, we always try to take the fairest approach, though you may find your premium goes up. Give us a call on 0800 118 1644, and we'll talk it through.

Motoring convictions have their special codes, so police and insurance companies can quickly see what happened. Here they are:

Code Description
AC10 Failing to stop and/or give particulars after accident
AC20
Failing to give particulars or report accident within 24 hours
AC30 Undefined accident offence
BA10 Driving while disqualified
BA20 Driving under disqualified as under age
BA30 Attempt to drive while disqualified
CD10 Driving without due care and attention
CD20 Driving without reasonable consideration for other road users
CD30 Driving without due care or attention or without reasonable consideration for other road users
CD40 Causing death by careless driving when unfit through drink
CD50 Causing death by careless driving when unfit through drugs
CD60 Causing death by careless driving with alcohol level above limit
CD70 Causing death by careless driving and failing to supply a specimen
CU10 Using vehicle with defective brakes
CU20 Using a vehicle with parts or accessories in a dangerous condition
CU30 Using vehicle with defective tyres
CU40 Using a vehicle with defective steering
CU50 Causing or likely to cause danger by reason of load or passengers
CU60 Undefined failure to comply with Construction and Use regulations
CU80 Using a mobile phone while driving a motor vehicle
DD10 Driving in a dangerous manner
DD20 Driving at a dangerous speed
DD30 Reckless driving (replaced by DD40 from 01.12.91)
DD40 Dangerous driving
DD50 Causing death by dangerous driving
DD60 Manslaughter or culpable homicide while driving a vehicle
DD70 Causing death by reckless driving (replaced by DD80 01.12.91)
DD80 Causing death by dangerous driving
DR10 Drinking or attempting to drive with alcohol above the legal limit
DR20 Driving while unfit through drink or drugs
DR30 Driving while unfit through drink or drugs and refusing or failing to supply a specimen
DR40 In charge of vehicle while alcohol level above legal limit
DR50 In charge of vehicle while unfit through drink or drugs
DR60 Failure to provide a specimen for analysis other than driving
DR70 Failing to provide a specimen for a breath test
IN10 Driving without insurance
LC10 Driving without a licence (replaced by LC20 from 01.12.91)
LC20 Driving while under age or not in accordance
LC30 Driving after making a false declaration about fitness
LC40 Driving a vehicle having failed to notify a disability
LC50 Driving after a licence has been revoked or refused on medical grounds
MS10 Leaving a vehicle in a dangerous position
MS20 Unlawful pillion riding
MS30 Play street offences
MS40 Driving with uncorrected defective eyesight or refusing an eyetest
MS50 Motor racing on highway
MS52 Highway
MS54 Highway
MS56 Highway
MS60 Offences not covered by other codes
MS70 Driving with uncorrected defective eyesight
MS80 Refusing to have eyesight test
MS90 Failing to provide the identity of the driver
MW10 Contravention of special road regulations (excluding speed)
PC10 Undefined contravention of a pedestrian crossing regulation
PC20 Contravention of a pedestrian crossing regulation - moving vehicle
PC30 Contravention of a pedestrian crossing regulation - stationary vehicle
PL10 Driving without 'L' plates
PL20 Not accompanied by a qualified person
PL30 Carrying a person not qualified
PL40 Drawing unauthorised trailer
PL50 Undefined failure to comply with the conditions of a provisional licence
SP10 Exceeding goods vehicle speed limit
SP20 Exceeding speed limit for type of vehicle (excluding goods)
SP30 Speeding on public road
SP40 Exceeding passenger vehicle speed limit
SP50 Exceeding speed limit on motorway
SP60 Undefined speed limit offence
TS10 Failing to comply with traffic lights
TS20 Failing to comply with double white lines
TS30 Failing to comply with stop sign
TS40 Failing to comply with direction of a constable or traffic warden
TS50 Failing to comply with traffic sign (not lights or stop)
TS60 Failing to comply with a school crossing sign
TS70 Undefined failure to comply with a traffic direction or sign
TT99 Disqualification through totting up procedure
UT10 Taking and driving away a vehicle without consent, or attempting to
UT20 Stealing or attempting to steal a vehicle
UT30 Going equipped for stealing or taking a vehicle
UT40 Taking, driving or being carried in a vehicle without consent
UT50 Aggravated taking of vehicle
XX99 Disqualification through totting up procedure
 

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