What if you have convictions?
Some convictions won't affect your insurance premium - so don't worry if you've had parking tickets!
However if you've been convicted of any the offences listed below, you must tell us when you take out or renew insurance with us. If you've been disqualified for drink driving or for other serious offences, some insurers won't insure you. At Elephant, we always try to take the fairest approach, though you may find your premium goes up. Give us a call on 0333 220 2086, and we'll talk it through.
Calls to 03 numbers will cost no more than calls to national geographic numbers (starting 01 or 02) from both mobiles and landlines.
Motoring convictions have their special codes, so police and insurance companies can quickly see what happened. Here they are:
Accident offences
These codes must stay on a driving licence for 4 years from the date of the offence.
| Code |
Offence |
Penalty points |
| AC10 |
Failing to stop after an accident |
5 to 10 |
| AC20 |
Failing to give particulars or report an accident within 24 hours |
5 to 10 |
| AC30 |
Undefined accident offences |
4 to 9 |
Disqualified driver
These codes must stay on a driving licence for 4 years from the date of the offence.
| Code |
Offence |
Penalty points |
| BA10 |
Driving while disqualified by order of court |
6 |
| BA30 |
Attempting to drive while disqualified by order of court |
6 |
Careless driving
Codes CD10 to CD30 must stay on a driving licence for 4 years from the date of the offence.
| Code |
Offence |
Penalty points |
| CD10 |
Driving without due care and attention |
3 to 9 |
| CD20 |
Driving without reasonable consideration for other road users |
3 to 9 |
| CD30 |
Driving without due care and attention or without reasonable consideration for other road users |
3 to 9 |
Codes CD40 to CD70 must stay on a driving licence for 11 years from the date of the conviction.
| Code |
Offence |
Penalty points |
| CD40 |
Causing death through careless driving when unfit through drink |
3 to 11 |
| CD50 |
Causing death by careless driving when unfit through drugs |
3 to 11 |
| CD60 |
Causing death by careless driving with alcohol level above the limit |
3 to 11 |
| CD70 |
Causing death by careless driving then failing to supply a specimen for alcohol analysis |
3 to 11 |
Codes CD80 and CD90 must stay on a driving licence for 4 years from the date of the conviction.
| Code |
Offence |
Penalty points |
| CD80 |
Causing death by careless, or inconsiderate, driving |
3 to 11 |
| CD90 |
Causing death by driving: unlicensed, disqualified or uninsured drivers |
3 to 11 |
Construction and use offences
These codes must stay on a driving licence for 4 years from the date of the offence.
| Code |
Offence |
Penalty points |
| CU10 |
Using a vehicle with defective brakes |
3 |
| CU20 |
Causing or likely to cause danger by reason of use of unsuitable vehicle or using a vehicle with parts or accessories (excluding brakes, steering or tyres) in a dangerous condition |
3 |
| CU30 |
Using a vehicle with defective tyre(s) |
3 |
| CU40 |
Using a vehicle with defective steering |
3 |
| CU50 |
Causing or likely to cause danger by reason of load or passengers |
3 |
| CU80 |
Breach of requirements as to control of the vehicle, mobile telephone etc |
3 |
Reckless/dangerous driving
These codes must stay on a driving licence for 4 years from the date of the conviction.
| Code |
Offence |
Penalty points |
| DD10 |
Causing serious injury by dangerous driving |
3 to 11 |
| DD40 |
Dangerous driving |
3 to 11 |
| DD60 |
Manslaughter or culpable homicide while driving a vehicle |
3 to 11 |
| DD80 |
Causing death by dangerous driving |
3 to 11 |
| DD90 |
Furious driving |
3 to 9 |
Drink or drugs
Codes DR10 to DR30 must stay on a driving licence for 11 years from the date of the conviction.
| Code |
Offence |
Penalty points |
| DR10 |
Driving or attempting to drive with alcohol level above limit |
3 to 11 |
| DR20 |
Driving or attempting to drive while unfit through drink |
3 to 11 |
| DR30 |
Driving or attempting to drive then failing to supply a specimen for analysis |
3 to 11 |
| DR31 |
Driving or attempting to drive then refusing to give permission for analysis of a blood sample that was taken without consent due to incapacity |
3 to 11 |
| DR61 |
Refusing to give permission for analysis of a blood sample that was taken without consent due to incapacity in circumstances other than driving or attempting to drive |
10 |
Codes DR40 to DR70 must stay on a driving licence for 4 years from the date of the offence.
| Code |
Offence |
Penalty points |
| DR40 |
In charge of a vehicle while alcohol level above limit |
10 |
| DR50 |
In charge of a vehicle while unfit through drink |
10 |
| DR60 |
Failure to provide a specimen for analysis in circumstances other than driving or attempting to drive |
10 |
| DR70 |
Failing to provide specimen for breath test |
4 |
Code DR80 must stay on a driving licence for 11 years from the date of the conviction.
| Code |
Offence |
Penalty points |
| DR80 |
Driving or attempting to drive when unfit through drugs |
3 to 11 |
Code DR90 must stay on a driving licence for 4 years from the date of the offence.
| Code |
Offence |
Penalty points |
| DR90 |
In charge of a vehicle when unfit through drugs |
10 |
Insurance offences
Code IN10 must stay on a driving licence for 4 years from the date of the offence.
| Code |
Offence |
Penalty points |
| IN10 |
Using a vehicle uninsured against third party risks |
6 to 8 |
Licence offences
These codes must stay on a driving licence for 4 years from the date of the offence.
| Code |
Offence |
Penalty points |
| LC20 |
Driving otherwise than in accordance with a licence |
3 to 6 |
| LC30 |
Driving after making a false declaration about fitness when applying for a licence |
3 to 6 |
| LC40 |
Driving a vehicle having failed to notify a disability |
3 to 6 |
| LC50 |
Driving after a licence has been revoked or refused on medical grounds |
3 to 6 |
Miscellaneous offences
These codes must stay on a driving licence for 4 years from the date of the offence.
| Code |
Offence |
Penalty points |
| MS10 |
Leaving a vehicle in a dangerous position |
3 |
| MS20 |
Unlawful pillion riding |
3 |
| MS30 |
Play street offences |
2 |
| MS50 |
Motor racing on the highway |
3 to 11 |
| MS60 |
Offences not covered by other codes (including offences relating to breach of requirements as to control of vehicle) |
3 |
| MS70 |
Driving with uncorrected defective eyesight |
3 |
| MS80 |
Refusing to submit to an eyesight test |
3 |
| MS90 |
Failure to give information as to identity of driver etc |
6 |
Motorway offences
Code MW10 must stay on a driving licence for 4 years from the date of the offence.
| Code |
Offence |
Penalty points |
| MW10 |
Contravention of special roads regulations (excluding speed limits) |
3 |
Pedestrian crossings
These codes must stay on a driving licence for 4 years from the date of the offence.
| Code |
Offence |
Penalty points |
| PC10 |
Undefined contravention of pedestrian crossing regulations |
3 |
| PC20 |
Contravention of pedestrian crossing regulations with moving vehicle |
3 |
| PC30 |
Contravention of pedestrian crossing regulations with stationary vehicle |
3 |
Speed limits
These codes must stay on a driving licence for 4 years from the date of the offence.
| Code |
Offence |
Penalty points |
| SP10 |
Exceeding goods vehicle speed limits |
3 to 6 |
| SP20 |
Exceeding speed limit for type of vehicle (excluding goods or passenger vehicles) |
3 to 6 |
| SP30 |
Exceeding statutory speed limit on a public road |
3 to 6 |
| SP40 |
Exceeding passenger vehicle speed limit |
3 to 6 |
| SP50 |
Exceeding speed limit on a motorway |
3 to 6 |
Traffic direction and signs
These codes must stay on a driving licence for 4 years from the date of the offence.
| Code |
Offence |
Penalty points |
| TS10 |
Failing to comply with traffic light signals |
3 |
| TS20 |
Failing to comply with double white lines |
3 |
| TS30 |
Failing to comply with 'stop' sign |
3 |
| TS40 |
Failing to comply with direction of a constable/warden |
3 |
| TS50 |
Failing to comply with traffic sign (excluding 'stop' signs, traffic lights or double white lines) |
3 |
| TS60 |
Failing to comply with a school crossing patrol sign |
3 |
| TS70 |
Undefined failure to comply with a traffic direction sign |
3 |
Special code
Code TT99 must stay on a driving licence for 4 years from the date of conviction.
It shows disqualification under 'totting-up' - if the total of penalty points reaches 12 or more within 3 years, the driver can be disqualified.
Theft or unauthorised taking
Code UT50 must stay on a driving licence for 4 years from the date of the offence.
| Code |
Offence |
Penalty points |
| UT50 |
Aggravated taking of a vehicle |
3 to 11 |
'Mutual recognition' codes
You'll get an 'MR' code on your licence if you're disqualified while driving in Northern Ireland, Isle of Man or the Republic of Ireland. Your disqualification period will also be valid in GB and will stay on your licence for 4 years from the date of conviction.
| Code |
Offence |
| MR09 |
Reckless or dangerous driving (whether or not resulting in death, injury or serious risk) |
| MR19 |
Wilful failure to carry out the obligation placed on driver after being involved in a road accident (hit or run) |
| MR29 |
Driving a vehicle while under the influence of alcohol or other substance affecting or diminishing the mental and physical abilities of a driver |
| MR39 |
Driving a vehicle faster than the permitted speed |
| MR49 |
Driving a vehicle whilst disqualified |
| MR59 |
Other conduct constituting an offence for which a driving disqualification has been imposed by the State of Offence |
Aiding, abetting, counselling or procuring offences
For these offences, the codes are similar, but with the number 0 on the code changed to 2. For example, code LC20 (driving otherwise than in accordance with a licence) becomes code LC22 on your licence if you have helped someone to do this.
Causing or permitting offences
For these offences, the codes are similar, but with the number 0 on the code changed to 4. For example, LC20 (driving otherwise than in accordance with a licence) becomes LC24 on your licence if you've caused or permitted someone to do this.
Inciting offences
For these offences, the codes are similar, but with the number 0 on the code changed to 6. For example, DD40 (dangerous driving) becomes DD46 on your licence if you've incited someone to do this.
