Car insurance buyers guide

Why do you need it, what do you need and what should you look out for? Sit back, relax and let Elephant help you decide.

Specialist vehicles

Can you insure my performance car?

We'll do our best! It rather depends on what the car is, and who you are - if it's a top of the range Ferrari and you're just 17, there might be a hitch.

The best thing is to call us on 0333 220 2086 and talk it over.

Calls to 03 numbers will cost no more than calls to national geographic numbers (starting 01 or 02) from both mobiles and landlines.

What if my car is modified?

We hate to say "it depends" but, well, it depends. What's the type of modification? If it's bigger speakers or luxury floor mats, there shouldn't be a problem.

But we guess you're talking about performance modifications - perhaps you've had your pride and joy turbocharged or chipped, or fitted wider wheels. It's the extent of the modification, how much it affects performance and who did it, that will decide if we're able to quote or how much your premium will be.

As every modified car is different, we can't give hard and fast rules. So please call us on 0333 220 2086 to discuss it.

And no, we won't give you a discount for painting your car Elephant grey.

Calls to 03 numbers will cost no more than calls to national geographic numbers (starting 01 or 02) from both mobiles and landlines.

Elephant Top Tip

Make sure you tell us about all the modifications, even if they don't seem significant. Failing to inform us could invalidate your insurance.

What if my car is imported?

You may have gone to a lot of trouble to import a car you specially wanted, so it could seem a bit unfair that we charge you more to insure it. But that might be because it was designed for use in other countries, rather than in the UK or EU.

Driving an imported car doesn't automatically increase your premium, you'll be pleased to know, so call us on 0333 220 2086 and we'll try to have good news for you.

Calls to 03 numbers will cost no more than calls to national geographic numbers (starting 01 or 02) from both mobiles and landlines.

 
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